Team

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Kamal Kaushik

Founder & Managing Director

Having over close to three decades of experience in the financial & consumer goods industry. Over these years, his different assignments led him to develop a strong appreciation of Retail Assets & MSME Landing Industry. His expertise is in building businesses, setting up distribution network across different geographies, with a blend of strategic mindset & strong execution skills. A hands-on professional in leading teams while serving with different organizations. He was also instrumental in setting up a business grounds up for a global FMCG brand in Indian & European markets. Having such a rich tapestry of diverse experience in the satchel & with a belief to build a business in the MSME space, he has started on his entrepreneurial journey.

Shashi Kaushik

Co-Founder & Director

An Armed Forces veteran & seasoned Human Resources practitioner. He has been into the People side of the business in financial organizations of different scales. His role has been in enabling businesses to scale through different people practices like Organisation wide Culture & Transformation framework, Leadership Development, Performance Management, Merger & Acquisitions.

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Jitendra Goyal

Co- Founder & Director

Has been a part of the financial services landscape since its formative years, contributing significantly to its evolution at a time when the sector was still gaining recognition. Brings with him over three decades of rich experience in both Secured and Unsecured Debt Management & Risk. His extensive distribution network spans Uttar Pradesh, Haryana, and the Delhi NCR region, reflects his deep-rooted expertise and trusted presence in these markets.

Tarun Agarwal

Chief Operating Officer

A thorough financial services professional who has worked for over 15 years in Business Planning, Strategy & Debt Management. Having managed a range of Retail Asset products remains his forte, with expertise in Personal Loans, Loans against Property, MSME & Microloans, Consumer & Vehicle Finance. He also has proficiency in developing businesses with corporates, setting up distribution networks across metro & semi-metro locations, risk & credit management, vendor development & relationships management.

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Varun Kukreja

Head of Finance, Audit & Compliance

Chartered Accountant by profession with close to 15 yrs. of experience, having the privilege of working with various organizations from established to start-up phase, enabling them to have tailored financial solutions that drive growth & profitability. His command over Financial Controlling, Business Planning & Analysis, Account Reconciliation, Taxation & FDI has ensured businesses have access to accurate & timely financial information, enabling informed decision-making. Over and above his financial acumen, his proficiency in Compliance Management ensures companies adhere to the prevailing laws & organizations have a strong corporate governance framework.

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VRST Fiscal Inclusion Private Limited
CIN No. U46109HR2024PTC121256

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