Vraddhi product range is designed to provide multiple options to enable Micro Entrepreneurs to expand their businesses seamlessly & as a mark of respect to Female Entrepreneurs who remain the backbone of our society, we do extend discounted commercials to convey our gratitude in our small way.
Micro Business Loans
Loan Amount- 40K-100K for 12/18/24 months tenor.
Must be running own business for last 12+ months.
Credit credentials to be within the range & residing in own House.
Affordable Loan Against Property
For established Entrepreneurs, having own business for last 24+ months
Loan amount range remains from 2L-15L, with repayment tenor up to 7 yrs.
Credit credentials to be within the range & residing in own House.
Solar Finance
In line with Govt of India’s Initiative to channelise natural resources for power generation.
Loan for solar installation for personal consumption by installing at the rooftops.
Tenure - up to 36 months.
Green Finance (EV)
Commercial Vehicle Loans
Commercial Veh licence holders can join the universe of Entrepreneurs by purchasing New/Old Commercial vehicles (incl. Electric vehicles) both Goods/Passenger carriers.
Must have a Valid Commercial license with the vintage of 2+ years.
Residing in own house.
Either Credit tested or Credit tested person to be roped in as an additional guarantor.
TW Loans
Mainly focussed to cater to Gig worker community.
Residing in own house.
Either Credit tested or Credit tested person to be roped in as an additional guarantor.
Home Loan (to be launched soon)
Construction on the plot.
Renovation/Extension on currently occupied property.